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Tuesday, March 4, 2008

LOANS

BANK LOANS

ICICI Bank
Best Deals on Home Loan for You:-Welcome to India’s No. 1 Home Loans Provider. We, at ICICI Bank Home Loans, offer unbeatable benefits to ensure that you get the best deal without any hassles.The largest home loan provider, ICICI Bank understands how special creating a new home is for you, and our Home Loans help you lay the foundation for your dream home. Home Loans are the best option you can go for to finance a new home. ICICI offers you the most convenient and practical home loan plans to suit your needs. With so many attractive features in every type of home loan we offer, creating the home you always wanted is no longer a distant dream. Some of the special offers we have are:
Home loan amounts suited to your

Simplified Documentation
Doorstep Delivery of home loan papers
Sanction approval without having selected a property.
Free Personal Accident Insurance
(Terms & Conditions)
Insurance options for your home loan at attractive premium No matter what the requirement, we have an appropriate plan for you, though most of our home loan plans are for salaried/self-employed Resident Indians. Get the best deals ever, and finance the perfect home, only from ICICI Bank.
With our varied offering of house loans and home finance, ICICI Bank Home Loans gives you an opportunity to select the perfect home loan as per your needs of a dream home.

HDFC HOME LOAN

Features & Benefits
Home Loan - Home loans for individuals to purchase (fresh / resale) or construct houses. Application can be made individually or jointly. HDFC finances up to 85% maximum of the cost of the property (Agreement value + Stamp duty + Registration charges).
Home Improvement Loan - HIL facilitates internal and external repairs and other structural improvements like painting, waterproofing, plumbing and electric works, tiling and flooring, grills and aluminium windows. HDFC finances up to 85% of the cost of renovation (100% for existing customers).
Home Extension Loan - HEL facilitates the extension of an existing dwelling unit. All the terms are the same as applicable to Home Loan.
Land Purchase Loan - Be it land for a dream house, or just an investment for the future, HDFC Land Purchase Loan is a convenient loan facility to purchase land. HDFC finances up to 70% of the cost of the land (Conditions Apply). Repayment of the loan can be done over a maximum period of 10 years.
Choose from Fixed Rate or Floating Rate with options to structure your loan as Partly Fixed or Partly Floating.
Flexible repayment options to suit your individual needs.
Loan cover Term Assurance Plan - HDFC Standard Life Insurance Company Ltd. offers an insurance plan*, which is designed to ensure that life's uncertainties do not affect your family's interests and your precious home. LCTAP provides a lump-sum payment on the unfortunate demise of the life assured. This pure risk plan is designed in a way that the cover decreases as you repay your home loan making it a low cost premium insurance plan. *Insurance is the subject matter of solicitation.
Automated Repayment of Home loan EMI - You can give us standing instructions to repay your Home Loan EMIs directly from your HDFC Bank Savings Account, thus, saving you the trouble of procuring, signing and tracking post-dated cheques.
HDFC also offers In-house scrutiny of Property documents for your complete peace of mind.
Customer privileges - If you are an existing HDFC Home Loan customer, you can avail of other loans (such as Personal Loans, Car Loans, Two-wheeler Loans and Loan against securities) at lower interest rates.

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